To start a Refinance file, we will need the following information from you:
-your personal info: legal names, occupation, mailing address, etc.
– info about branch of bank for mortgage payout and reference number, etc
-approval of a new mortgage/line of credit, when will we get mortgage instructions
-who are the borrowers going to be
-tax info and fire insurance company info
Refinance file consists of particular steps: gathering information, searching, requesting pay out for mortgages on title, signing the documents, paying out outstanding utilities and taxes, mortgages, final reporting.
We will need 2 pieces of IDs : at least one has to be government issued with your photo and signature. They have to be valid and unexpired. For ex. the first piece can be a Driver’s licence, Care Card, Passport and etc. and the second piece can be Credit Card, Student Card, etc.